SolCard Referral Program
This page describes the SolCard card referral program as it runs today: what earns commission, how much, what does not count, and how you withdraw. It is a description, not a contract. The Terms of Use is the binding document.
- Share your code. Every SolCard account has a referral code and link in the dashboard. Anyone who creates an account through it is attributed to your code.
- Your referee tops up a card. Each top-up carries a deposit fee, 5% at the standard rate.
- You earn a share of that fee. Your commission is a percentage of the deposit fee your referee paid, set by your tier. It is not a percentage of the top-up itself.
For example, a $100 top-up at the standard rate carries a $5 fee. At Tier 1 you earn 5% of that fee, $0.25. At Tier 6 you earn 40% of it, $2.00.
Signing up, opening a card, and paying a card issuance fee earn no commission on their own. Commission comes only from deposit fees.
Your tier depends on the total top-up volume your code has referred, all time. A top-up counts toward that volume only if it earned commission. Your tier for each top-up is set by the volume recorded before it.
| Tier | Referred volume | Your share of the deposit fee |
|---|---|---|
| 1 | $0 | 5% |
| 2 | $1,000 | 10% |
| 3 | $5,000 | 15% |
| 4 | $20,000 | 20% |
| 5 | $50,000 | 30% |
| 6 | $100,000 | 40% |
- Platinum cards. Top-ups on Platinum cards earn no commission on a standard code.
- Virtual for AI & Ad Spend. Top-ups on this card earn no commission on a standard code.
- Bitcoin, Litecoin and Tron top-ups. Commission is paid only on top-ups made on Solana or a supported EVM network, such as Ethereum, Base, Arbitrum or Optimism.
- Top-ups with no deposit fee. No fee means no share of a fee.
- Abuse of the program. Referrers and referees excluded for abuse earn nothing.
On top of commission, you unlock one-off rewards as the volume referred through your codes grows. Volume here is counted from the deposit fee, at the 5% standard rate: a top-up with a $5 fee counts as $100, and a discounted fee counts for less. Only top-ups that earned commission and were recorded from October 23, 2026 count.
| Referred volume | Reward |
|---|---|
| $1,000 | A free card issuance |
| $5,000 | $50 loaded to your card |
| $25,000 | $200 loaded to your card, or a free Platinum card plus $150 |
| $50,000 | $250 loaded to your card |
| $100,000 | $500 loaded to your card |
Rewards are worth up to $1,010 in total. You claim each one from your dashboard once it unlocks. Choosing the free Platinum card needs identity verification. A free card issuance can be used for 12 months. Partner codes on custom terms do not earn milestone rewards.
Commission builds up in your referral balance. You can withdraw it once you have at least $20. Withdrawals are paid in USDT to a Solana wallet address you enter, and you confirm each one with a one-time code.
Some partners run codes on custom terms agreed with SolCard, such as a fixed commission per card type or a set Platinum issuance price for their referees. This page describes the standard program that every account's code runs on.
