KAST review, fees and alternatives
What KAST publishes about its own fees, limits, verification and country availability, quoted from kast.xyz, plus how SolCard works if you are choosing between them.
KAST is a stablecoin card and account product operated by Troia Corp. It sells tiered memberships, issues Visa cards against a stablecoin balance, and pays cashback in USD. This page collects what KAST itself publishes about its fees, limits, verification and availability, with the citation and the date beside each figure, and sets out what SolCard does.
kast.xyzWhat KAST publishes
Every claim below was read from a page on kast.xyz on 2026-08-15 and is quoted verbatim. KAST's numeric fee schedule lives on concierge.kast.xyz, which refused our request on that date, so the fee rates it holds are recorded as omissions rather than sourced from anywhere else.
Fees
| Item | What KAST publishes | Their wording and source |
|---|---|---|
| Standard membership | No annual fee | “Yes, Standard membership has a $0 annual fee. However, you may still see card-related fees depending on what you order.”KASTas of Aug 15, 2026 |
| Premium membership | $1,000 per year | “Premium Price $1,000 / year Cashback Rate 2%* Card Type VISA Infinite”KASTas of Aug 15, 2026 |
| Private membership | $10,000 per year | “Private Price $10,000 / year Cashback Rate 3%* Card Type VISA Infinite”KASTas of Aug 15, 2026 |
| Physical card shipping | Included on Premium and Private; $40 on Standard | “No, physical cards are included for Premium and Private members. Standard members pay $40 to ship physical cards.”KASTas of Aug 15, 2026 |
| Billing cadence | Annual only, paid in advance | “No, KAST memberships are billed annually. There is no monthly billing option as of yet.”KASTas of Aug 15, 2026 |
| Membership refunds | No refund for an unused part of a membership period | “No refund, credit, or pro-rated reimbursement will be provided for any unused portion of a Membership Period, regardless of the reason for non-use, including but not limited to voluntary cancellation, account suspension, changes in personal circumstances, or dissatisfaction with Membership Benefits.”KASTas of Aug 15, 2026 |
| Dormant account fee | $1 a month once an account is dormant | “An account will be considered dormant after 12 months without transaction activity. The Company will charge a monthly inactivity fee of $1 in the platform's primary Virtual Assets on dormant accounts.”KASTas of Aug 15, 2026 |
| ATM withdrawal fees | Charged by KAST's partners, and separately by the ATM operator; no rate given in the terms | “Fees for these services, which can change without notice, may be charged both by the Partners. Please note that fees may also be charged by ATM providers in respect of any withdrawal, in respect of which the Company and Issuer will have no control and will not be liable.”KASTas of Aug 15, 2026 |
Limits
| Item | What KAST publishes | Their wording and source |
|---|---|---|
| Cashback caps | 1.5% on the first US$2,000 (Standard), 2% on the first US$10,000 (Premium), 3% on the first US$40,000 (Private) | “• Standard: 1.5% cashback on your first US$2,000. • Premium: 2% cashback on your first US$10,000 and +1% KAST Points on all spend, uncapped. • Private: 3% cashback on your first US$40,000 and +2% KAST Points on all spend, uncapped.”KASTas of Aug 15, 2026 |
| Card transaction limits | Set by KAST, shown in the app, and changeable without notice | “The use of your KAST Card, including the credit limit, maximum value for single transactions, and daily and monthly transaction limits, is subject to the Company-set card limits. These limits are detailed on the Platform. The Company may modify these limits at its discretion without prior notice.”KASTas of Aug 15, 2026 |
Verification and eligibility
| Item | What KAST publishes | Their wording and source |
|---|---|---|
| Identity verification | KYC identification, verification and screening can be required, with more information requested over time | “Access to Partner Services might be subject to identification, verification, and screening (“KYC”) following the Anti-money laundering and counter-terrorist financing standard issued by FATF (“AML”)depending on the outcome, additional information might be requested continually.”KASTas of Aug 15, 2026 |
Availability
| Item | What KAST publishes | Their wording and source |
|---|---|---|
| Where KAST is available | Shown as a country list inside the app during KYC; no public list on kast.xyz | “When completing KYC verification in the KAST app, you’ll be asked to select your country from a list of supported regions and if your country isn’t listed, it means KAST is not available there.”KASTas of Aug 15, 2026 |
| Marketed acceptance | 150M+ Visa merchants, per KAST's own figure | “Globally accepted at 150M+ merchants Shop online, in-store, and internationally wherever Visa is accepted.”KASTas of Aug 15, 2026 |
Product
| Item | What KAST publishes | Their wording and source |
|---|---|---|
| Deposit assets | Stablecoins from supported networks, converted to USD in-app | “Deposit from any supported network (ETH, Tron, Arbitrum) Instant conversion to USD inside KAST No hidden spreads — see your rate before confirming”KASTas of Aug 15, 2026 |
What we could not source
These figures are missing on purpose. We publish a competitor number only when we can quote it from kast.xyz and link to it.
- FX / foreign transaction fee rate
- KAST's fee schedule sits on concierge.kast.xyz, which refused our request on 2026-08-15. No rate is published on kast.xyz itself, so we publish none.
- ATM withdrawal fee amount
- The terms say partner and operator fees apply but give no amount, and the fee schedule was unreachable. Only the condition is quoted above.
- Deposit and top-up fee rate
- The terms say funding may be subject to fees specified on the platform, without a rate. We do not have a sourced figure.
- Card spending limits, in currency
- KAST publishes limits inside the app rather than on the site, and reserves the right to change them without notice.
- Fee for extra cards beyond the tier allowance
- Not published on kast.xyz.
What SolCard does
Deposit in crypto, spend in fiat
Deposit on Solana or Ethereum, including SOL, USDC and USDT. SolCard converts the deposit and loads it onto a Visa card you can use online and in store.
No membership tier to buy
SolCard has no annual membership. Card and transaction pricing is published on our pricing page and shown in the app before you confirm.
Virtual and physical cards
Issue a virtual card in minutes and order a physical card from the same balance. Freeze, unfreeze and set controls from the dashboard.
Built on Solana
Solana deposits settle in seconds, so a top-up is usually spendable straight away rather than after a bridge or an exchange withdrawal.
KAST questions people ask
What does a KAST card cost?
KAST sells tiered memberships and publishes the price of each tier on its membership page. The sourced figures, with the exact wording KAST uses and the date we read it, are in the fee table above. Beyond the membership price, KAST's terms say card, ATM and conversion fees are set on its platform and can change without notice.
Does KAST charge a foreign transaction fee?
KAST does not publish an FX rate on kast.xyz. Its fee schedule sits on its help centre, which we could not reach on the date we checked, so we do not state a rate. We would rather leave the row empty than print a figure we cannot cite.
Is KAST available in my country?
KAST does not publish a country list on its site. Its terms say the supported list appears in the app during identity verification, and that a country missing from that list is not served. See the quoted wording in the availability rows above.
What is a good alternative to KAST?
SolCard is a crypto-funded Visa card with no membership tier to buy. You deposit on Solana or Ethereum, the balance loads onto a virtual or physical card, and pricing is shown before you confirm. Compare the sourced KAST rows above against what SolCard publishes and pick on the facts.
How do you check these KAST figures?
Every figure on this page is quoted verbatim from a page on kast.xyz, carries a link to that page, and shows the date we read it. Our build fails if a figure appears without a quote and a link to KAST's own domain. Where KAST's terms can be read two ways, we record the reading that favours KAST.
