1inch Card Shutdown: Withdraw by Dec 18 and What to Use
The 1inch Card is winding down: move your balance by December 18, 2026. Who holds the money, how to withdraw, what happens after, and alternatives.
In this article
The 1inch Card shutdown is under way: new sign-ups are closed, and 1inch tells cardholders to "move your balance as soon as you reasonably can, and at the latest by 18 December 2026," per its 1inch Card FAQ. That date is a recommendation, not a promise. 1inch says card timelines are set by the issuer and provider, so it "can't guarantee a specific end date." The FAQ refers to your "remaining e-wallet funds," so any balance you leave behind has to be reclaimed from the provider. This guide covers who holds your money, how to get it out, what happens if you miss the date, and what to use instead.
Yes. The FAQ says "Existing cards and accounts remain accessible for now, but new sign-ups are closed and the programme is winding down," per 1inch. Crypto Briefing reported the wind-down on October 20, 2026, per Crypto Briefing.
1inch has not given a reason for closing the card, and it has not announced a replacement card, per the same report. There is no partner app to migrate to, which is the main difference from the Gnosis Pay card shutdown, where EUR cardholders can carry their account over to Rebind.
A Mastercard debit card announced on April 8, 2024, issued through Crypto Life, in physical and virtual form, per DailyCoin. It was only available to users in the UK and the EEA at launch, per the same article. Crypto Briefing adds that it converted crypto to fiat at the moment of purchase and supported Apple Pay and Google Pay, per its report.
Not 1inch. This matters because 1inch can't move your money for you.
| Role | Who | What they handle | Source |
|---|---|---|---|
| Card provider | Crypto Life (CL): Baanx Group Ltd in the UK, Frozen Time UNIPESSOAL LDA in the EU | "account closure, card status, identity verification (KYC) and personal data requests" | 1inch FAQ |
| E-money issuer | Monavate | The electronic money issuer behind the card | Crypto Briefing |
| 1inch | The brand on the card | Logs and escalates cases; can't act on your account | 1inch FAQ |
You reach CL through the chat in your card account or by email, per the FAQ. If CL doesn't answer, contact 1inch support with what you asked, when, and through which channel. The FAQ says: "We'll log your case and escalate it with the provider on your behalf."
The Solflare Card and the Gnosis Pay card spend from a wallet you control, so when the card stops, the money stays put. Solflare's card pause in July left funds in users' own wallets, per our Solflare Card post. The 1inch Card is different: the FAQ talks about "remaining e-wallet funds," which means a balance sits with the provider until you take it out, per 1inch.
That is why the December 18 date matters more here than at Gnosis Pay, where there is no withdrawal deadline at all.
1inch's instruction is short: sign in to your card account as usual and withdraw or spend the balance, per the FAQ. In practice, work through it in this order:
- Check for pending transactions. A hotel deposit, car rental or recent online order can hold part of the balance. Wait for those to settle or drop off before you plan the final withdrawal.
- Decide what to spend and what to withdraw. Spending a small leftover at a shop you'd use anyway avoids a withdrawal for a few euros or pounds.
- Withdraw the rest from the card account to the destination it offers.
- Move your recurring payments. Subscriptions, cloud bills and ad accounts billed to the 1inch Card number will fail once the card stops. Update each merchant before its next renewal.
- Save your records. Export or screenshot your transaction history and any refunds still pending.
- Ask CL to close the account if you want it closed. Emptying the balance and closing the account are separate requests; CL handles closure, per the FAQ.
Don't plan around the last week. The FAQ says the end date can't be guaranteed, so the card could stop before December 18.
A shutdown with a hard date is the setup phishers like. CL and 1inch handle requests through your card account, the in-account chat and their support channels. Treat a message that asks for your PIN, full card number, seed phrase or a "verification payment" as a scam. Our guide to crypto security for card users covers the common patterns.
The money isn't automatically lost, but getting it back gets harder. 1inch says "remaining e-wallet funds can be redeemed for up to six years after an account closes," under the issuer's card terms, per the FAQ. 1inch still recommends withdrawing now rather than relying on that.
What changes after the card stops:
- You go through CL, not the app. Card functions end, so a late balance becomes a redemption request to the provider.
- Expect identity checks. CL handles KYC requests, per the FAQ, so a redemption can mean proving who you are again.
- The terms can change. The FAQ says third-party terms and timelines may change and that 1inch can't guarantee the provider's actions.
1inch's FAQ doesn't say how refunds are handled after the card stops. If you're waiting on a return, ask CL how it will reach you before the card goes dark. If a charge is wrong, raise it while the card still works; our crypto card chargeback guide explains how disputes on prepaid cards work.
There is no official successor, so you choose. The first question is how you want your money held next time.
| Self-custody card | Prepaid crypto card | |
|---|---|---|
| Where the money sits | Your wallet until checkout | A card balance after top-up |
| If the card programme ends | Card stops; funds stay in your wallet | Card stops; you withdraw or redeem the balance |
| Funding | Spends at checkout | Top up first |
| Examples | MetaMask Card | SolCard |
If the 1inch wind-down taught you to dislike leftover balances, a self-custody card avoids them. If you'd rather have a card that isn't tied to one wallet app, a prepaid card works, and keeping only what you plan to spend on it limits the exposure.
The MetaMask Card lets you "maintain custody of tokens until you pay," per MetaMask. It spends mUSD, wETH, EURe, GBPe, USDC and USDT on Linea, Solana, Monad and Base, with Apple Pay and Google Pay, per the same page. The Virtual card is free, and the Metal card costs $199 a year and is available in select regions only.
For former 1inch cardholders, the regional fit is the useful part: the UK and many EU countries are on MetaMask's signup list, though not every European country appears on it, per MetaMask. We compare it in SolCard vs MetaMask Card.
SolCard is a prepaid Visa / Mastercard card you top up from a crypto wallet with USDT, USDC or SOL on Solana, Ethereum, Base, Polygon and more. Like the 1inch Card, it holds a balance, so the same rule applies: top up what you plan to spend.
For a UK or EEA user, the costs that matter:
- Top-up: 0% on Platinum, 5% on Virtual, per SolCard fees. Moving $500 of USDC onto a Virtual card costs $25; on Platinum it costs nothing.
- Pounds and euros: purchases that need a currency conversion carry a 0-1.5% FX spread on Platinum or 1-2% on Virtual, per SolCard fees.
- Per purchase: $0.30 per transaction on both tiers, per the help-centre fee breakdown, plus $10 to issue each card.
- Mobile wallets: Apple Pay and Google Pay are on Platinum only. Platinum requires identity verification; the Virtual card doesn't, and caps spending at $10,000 a month.
The limits are real: SolCard is custodial once you top up, its FX spread costs more than a card with no conversion fee, and the help centre lists restricted countries, including Ukraine, Belarus and Russia. You can see the Virtual card on the virtual cards page.
The 1inch Card is closing with no successor and no migration path. Because the money sits in an e-wallet with the provider, the one thing that matters this month is getting your balance out early: spend or withdraw it, move your subscriptions, and keep a record of anything pending. Funds you miss can still be redeemed for up to six years after the account closes, but that route runs through CL and its checks.
For a replacement, a self-custody card like the MetaMask Card avoids holding a balance at all. If you want a card funded from USDT, USDC or SOL across several networks, SolCard Platinum has a 0% top-up and Apple Pay and Google Pay, and the Virtual tier starts at $10 with a 5% top-up. Our list of the best crypto debit cards covers more options.
1inch hasn't set a fixed date. It recommends moving your balance by December 18, 2026 at the latest and says it "can't guarantee a specific end date," because the issuer and provider set the timeline, per the 1inch Card FAQ.
No. New sign-ups are closed, per 1inch.
Not automatically. Remaining e-wallet funds can be redeemed for up to six years after an account closes, under the issuer's terms, per the FAQ. Expect to deal with CL and its identity checks to get them.
Crypto Life (CL), through the chat in your card account or by email. If CL doesn't respond, 1inch support will log and escalate your case, per the FAQ.
1inch hasn't said, and it hasn't announced a replacement, per Crypto Briefing.
Treat them as two steps. The FAQ lists account closure as something CL handles, so ask CL to close the account once the balance is out, per 1inch.
There is no official one. The MetaMask Card lists the UK and many EU countries, per MetaMask, and SolCard's prepaid card is available in most countries outside its restricted list.

